Privacy Policy

Last updated: June 20, 2026

1. Introduction

KiwiFin (“we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our application.

KiwiFin is designed as a privacy-first expense tracker. Unlike traditional budgeting apps, we never require access to your bank accounts or financial institutions.

2. Information We Collect

We collect only the information you voluntarily provide:

  • Account information: Your name, email address, and avatar (when you sign in via Google OAuth).
  • Expense data: The expenses, amounts, categories, and descriptions you log using the app.
  • Usage data: Anonymous analytics about how you interact with the app (page views, feature usage).

3. How We Use Your Information

  • To provide and maintain our expense tracking service
  • To improve and personalize your experience
  • To communicate with you about updates, features, and support
  • To generate anonymous usage statistics

4. Data Storage & Security

Your data is stored securely using Cloudflare D1 (SQLite) database with encryption at rest. All communications are encrypted in transit via HTTPS. We implement industry-standard security measures to protect your information.

5. No Bank Connections

KiwiFin never connects to your bank accounts or financial institutions. Your expense data is entered manually via voice or text input. We have no read access to your transactions, balances, or financial history.

6. Data Sharing

We do not sell, trade, or rent your personal information. We do not share your expense data with third parties except:

  • When required by law or legal process
  • With your explicit consent
  • With service providers who assist in operating our infrastructure (Cloudflare, database hosting)

7. Your Rights

You have the right to:

  • Access your personal data at any time
  • Export your expense data
  • Delete your account and all associated data
  • Opt out of analytics tracking

8. Contact

If you have questions about this Privacy Policy, please contact us at [email protected].